Benefits of obtaining a cryptocurrency license in Estonia:

Protecting companies from money laundering suspicions

According to the new Estonian regulations on crypto licenses, companies that meet all the necessary Estonian requirements for the license will be protected from various checks on suspicion of money laundering and will not be closed down, as the company is regulated by the Estonian anti-money laundering law in the same way as financial institutions.

low tax rate

A clear example of a low tax rate is zero corporate income tax. Therefore, these profits can be invested in the development of the company, which is ideal for start-ups. As for sales tax (VAT), it is important to note that Bitcoin and alternative coins are not subject to this tax. Compared to other EU countries, Estonia has the lowest and most affordable cryptocurrency licenses.

Online Company Management

As we all know, Estonia is in a leading position in Internet technology, and the development of Internet technology has changed with each passing day in recent years. This achievement makes it possible to open up all government services, which in turn makes communication with government organizations easier and saves you time.

Our services include

Estonia Is an Attractive Jurisdiction for Cryptocurrency Businesses

In the past, obtaining a cryptocurrency license in Estonia was a quick and convenient process. The ease of registration and the ability to operate globally have attracted many cryptocurrency companies. However, with the expansion of the industry, due to the rising risk of financial crimes and the need to strengthen supervision, the attention of supervision has also increased.

In 2025, Estonia introduced an enhanced regulatory framework for crypto service providers. These updates include stricter anti-money laundering (AML) obligations, local presence requirements, higher minimum equity and advanced internal control standards-all aimed at promoting a transparent and sustainable crypto market.

Like other EU countries, Estonia now operates under the uniform rules laid down by the MiCA regulations and is regulated in accordance with ESMA guidelines. This provides regulatory predictability, legal clarity and acceptance across the European market.

Today, getting a cryptocurrency license in Estonia is no more difficult than in countries such as the Czech Republic or Lithuania, while Estonia also offers a more sophisticated digital infrastructure and streamlined procedures for working with regulators.

In this legal environment, setting up a crypto company requires professional guidance and a thorough understanding of the licensing process. The Rengang Yongsheng team provides you with comprehensive support from company formation to licensing and ongoing compliance at every stage of your business.

New Rules for Cryptocurrency Companies in Estonia (Effective January 1, 2025)

As of January 1, 2025, Estonia has introduced a new regulatory framework for cryptocurrency businesses, fully in line with the MiCA regulations. These changes bring greater clarity, legal consistency and transparency to the entire European cryptocurrency market.

The review period for permit applications was extended from 60 days to 120 days. The application must be submitted through a notary office or the Estonian business registration portal.

A physical office must now be established in Estonia. This requirement strengthens regulatory controls and increases trust in crypto service providers by ensuring greater operational accountability and asset protection.

Each company must appoint at least one Estonian resident as general manager.

To obtain a license, it is necessary to open a corporate bank or payment account in a European institution. This step can be complicated, and Rengang Yongsheng's legal team will help you identify the right bank and prepare all compliance documents.

Depending on the nature and size of the enterprise, the required share capital varies from € 50000 to € 150000. The share capital must be paid in full before the application is submitted.

The national fee for submitting an application for a cryptocurrency license is 3000 euros.

All stakeholders must provide proof of no criminal record and prove their professional background. Cryptocurrency companies are now fully subject to AML/CFT regulations that previously only applied to traditional financial institutions.

Attach legal documents readily available

Perfect policy template,

Complete business plan, guidance on all necessary internal control procedures, tailored to your specific business model.

Provides anti-money laundering and financial audit services for a crypto company.

Since the MiCA Regulation entered into force in the EU on 1 January 2025, the role of anti-money laundering and financial auditors has changed significantly.

Cryptocurrency Regulation in Estonia

As of 2025, Estonia, like other EU member states, is fully subject to the Uniform Requirements for the Regulation of the Crypto Asset Market (MiCA) and the supervision of ESMA. This will ensure that crypto operations in Estonia are governed by clear, uniform rules that are consistent across the EU.

Importantly, implementing stricter regulatory standards is not an obstacle, but a strategic advantage. Today, Estonia's regulation of cryptocurrency activities is as strict as traditional financial services, gaining the trust of customers, banks and payment institutions.

In Estonia, cryptocurrencies are effectively viewed as an alternative means of payment. Companies operating in accordance with the law have gained recognized status both domestically and throughout the EU. Unlike unregulated jurisdictions-where businesses can be abruptly shut down for suspected money laundering or other offences-Estonia offers stability, legal clarity and full compliance with EU law.

Despite the more restrictive regulatory environment, Estonia remains one of the most attractive jurisdictions to conduct crypto business due to its digital infrastructure, transparent licensing process and good international reputation.

Comparison table of the best cryptocurrency jurisdictions in the European Economic Area